Opening a Savings Account

214 词 · 难度 3/5 · 类型 dialogue

[A] Good morning. How can I help you today?
[B] Good morning. I'd like to open a savings account. Could you tell me what I need?
[A] Certainly. Do you have a valid ID and proof of address with you?
[B] Yes, I have my passport and a recent utility bill.
[A] Great. Please fill out this application form first. Also, is there a minimum deposit required?
[B] Sorry, could you repeat that? Do you need a deposit to open the account?
[A] Yes, a minimum deposit of 50 dollars is required. You can deposit cash or transfer from another account.
[B] I see. Are there any monthly fees for this account?
[A] No monthly fees, but there is a small fee for withdrawals at other bank ATMs.
[B] That sounds fine. What interest rate do you offer on savings?
[A] The current annual interest rate is 1.5 percent. It's calculated daily and paid monthly.
[B] Okay. How long will it take to activate the account?
[A] It will be active immediately after your deposit is confirmed. You can also set up online banking in a few minutes.
[B] Perfect. Let me complete the form and make the deposit.
[A] Sure. I'll help you with the rest once you're ready.

中文翻译

[A] 早上好。今天我能为您做些什么？
[B] 早上好。我想开一个储蓄账户。能告诉我需要什么吗？
[A] 当然。您随身携带有效身份证件和住址证明了吗？
[B] 是的，我带了护照和最近的水电费账单。
[A] 很好。请先填写这份申请表。另外，请问有最低存款要求吗？
[B] 抱歉，您能再说一遍吗？开户需要存款吗？
[A] 是的，最低需要存入50美元。您可以存现金或从其他账户转账。
[B] 我明白了。这个账户有月费吗？
[A] 没有月费，但在其他银行的ATM取款会收取少量手续费。
[B] 那听起来不错。储蓄的利率是多少？
[A] 目前年利率是百分之一点五。按日计算，按月付息。
[B] 好的。账户多久能激活？
[A] 您的存款确认后，账户立即生效。您也可以几分钟内开通网上银行。
[B] 太好了。让我填表格并存款吧。
[A] 好的。您准备好后，我会帮您办理其余手续。

重点词汇

savings account
proof of address
application form
minimum deposit
monthly fee
interest rate
activate
online banking